Blog

The Cap on Care has received a lot of publicity and a very good discussion on BBC’s Moneybox programme helped to shed further light on the latest thinking. While the Cap is likely to start running from 2017, this will only affect one element of Care – Social Care (help with toileting etc) and in particular, hotel costs will not be covered. However, my understanding of the situation today is that if an individual’s primary need is assessed (by the PCT or CCG) as a health need, then the NHS should pay residential nursing care costs. The cloud in this silver lining is that there is already a backlog of 60,000 claims for retrospective payment, are strict time deadlines and that there is no guarantee of…

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David Cameron’s proposal to cap care home fees and therefore helping the elderly to tackle the uncertainty of financial planning in life’s final stages is a laudable step forward. However with the cap likely to be set around £75k and from only 2015 onwards, this will be for many a case of too little, too late. Uncertainty also still prevails on what this new scheme will cover. It is likely that a line will be drawn between nursing costs and accommodation costs, with nursing costs covered but accommodation costs not. Until this policy is implemented, anybody with over £23.5k in assets will continue to have to meet the full cost of care.

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Welcome to our new website on Live-in and Daily Care – we hope you like it and we would love to hear your opinions. If you would like to know more on any of the subjects, please feel free to contact us on 0844 249 2877. Future blogs will be about all aspects of independent living and how to encourage mental and physical well being. We will be looking at the benefits of care at home, costs and funding options, government policies, new services, innovative products and ideas on how to keep both mentally and physically active.

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